Seek. Build. Prosper. — SE Michigan

From Financial Trauma to Business Readiness

Melon 29:7 equips returning citizens and immigrants in Southeast Michigan with the financial confidence, business readiness, and long-term asset pathways to participate fully in the economic life of their communities.

Returning Citizens
Reentry entrepreneurs building new economic paths
Immigrants
Builders excluded from traditional financial systems
SE Michigan
Place-based. Rooted here. Growing here.

"When a crisis occupies the space where forward motion should be, no amount of business coaching will move the needle. We address the substituting crisis first — then we build."

Book Services

Get the Support You Deserve

Answer a few questions and we'll match you with the right service — free or paid. Takes about 60 seconds.

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Who are you?

This helps us make sure you're in the right place.

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Returning Citizen

I'm rebuilding after incarceration and want to build something of my own.

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Immigrant / New American

I'm building a business in a system that wasn't designed with me in mind.

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Both Apply to Me

My story crosses both of these paths.

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Neither, but I need help

I'm facing barriers that most programs don't address.

For Sponsors & Partners

Join the Mission

Melon 29:7 partners with organizations and individuals who believe economic inclusion is not charity — it's strategy. Your support directly funds trauma-informed financial coaching, business technical assistance, and digital readiness training for entrepreneurs who've been locked out of mainstream support. Walk alongside us.

Partner With Us
For Entrepreneurs

Returning Citizen or Immigrant? This is Built For You.

If you've been through reentry, or if you're building a business in a financial system that wasn't designed for you — Melon 29:7 is where you start. We address what's actually in the way before we hand you a business plan template. Free services. Real support. Open door.

Sign Up for Free Services
About Melon 29:7

Accompaniment, Not Charity

Melon 29:7 SE Michigan was founded by Odell Palacio — immigrant from Panama, raised by a single mother, and someone for whom financial exclusion has never been abstract. It has been a household reality. The work of Melon 29:7 is not charity delivered from a place of arrival. It is accompaniment offered from a place of shared journey.

Odell brings nearly three decades across banking, real estate, and community economic development — including foreclosure and redemption period transactions and a decade at Jewish Family Services (JFS) of Washtenaw County (JFS) of Washtenaw County, where he provided one-on-one business coaching, facilitated financial readiness workshops, and helped bring DTE Energy to the table as a program partner.

Melon 29:7 is not a new experiment. It is the formalization of a model already tested in practice — built specifically to serve the two populations most excluded from mainstream entrepreneurship support: returning citizens navigating reentry, and immigrants building livelihoods in a financial system not designed for them.

3 decades
Across banking, real estate, and community economic development — from branch management to micro-lending decisions
Proven Track Record
Built corporate and community partnerships with major SE Michigan institutions during a decade of direct economic development work — from energy companies to trusted social service organizations.
Jeremiah 29:7
The founding conviction: individual entrepreneurial success and community economic health are not separate goals. Seek the prosperity of the city.
What We Do

Address the Crisis. Then Build the Business.

Standard entrepreneurship programs deliver curriculum. Melon 29:7 delivers transformation — stabilizing people first so that coaching can actually land.

01
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Financial Trauma Healing

Before opening a business plan template, we assess what is substituting itself for forward motion. Structured workshops address the beliefs and experiences shaping financial behavior — healing first, building second.

02
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Business Technical Assistance

Group workshops and one-on-one coaching in business planning, pricing, operations, licensing, and marketing — adapted to each entrepreneur's stage and situation. Real support, not a one-size curriculum.

03
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Digital Readiness

Participants complete training through our digital readiness partner's nationally recognized platform — building competency in the tools required to operate a business in today's market environment. Free to participants.

Our Differentiator

Substitutionary Economics — The Framework That Changes Everything

Most entrepreneurship programs assume people are ready to learn. Melon 29:7 starts by asking: what is substituting itself for forward motion? A utility shutoff. A reentry banking barrier. Food insecurity. Unprocessed financial shame. Where food is a crisis, we connect participants to the right specialists — Melon 29:7 stays in its lane, so each crisis gets the focused response it deserves. Until that crisis is addressed, no business plan template will help.

This framework — developed through decades of direct practice — produces more durable behavior change than financial literacy delivered in isolation. We address the substituting crisis first. Then we build.

Get Started
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Financial Readiness Assessments

Every participant begins with a baseline assessment to identify what is blocking forward motion — before any business curriculum is delivered.

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One-on-One Coaching

Direct, individualized technical assistance — adapted to each entrepreneur's specific situation, stage, and goals. We meet people where they are.

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Digital Readiness Training

Nationally recognized digital readiness platform — free for participants. Builds the competencies required to operate in today's market.

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The Open Door

Entrepreneurship is not linear. Melon 29:7 welcomes alumni back when new challenges arise. Graduated clients may continue with services through a modest fee structure — sustaining the program while deepening the relationship.

What We Stand On

Five Values. One Direction.

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Accompaniment Over Charity

The Founder is part of the work, not apart from it. We walk alongside — not above.

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Trauma-Informed Practice

Financial behavior cannot be changed without first understanding the experiences that shaped it.

Substitutionary Economics

Address the crisis substituting itself for forward motion before expecting forward motion.

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Sustainability Over Dependency

Melon 29:7 is designed to sustain itself through earned revenue and contracts, not grants alone.

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Place-Based Commitment

We are rooted in Southeast Michigan. Our success is measured by what this community becomes.

Real Stories

From Our Entrepreneurs

Don't take our word for it — hear from the small business owners we've had the honor of working alongside.

I had a great experience with Enlace SE Michigan. They truly support small businesses and make a real difference in the community.

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Mohamad Alshalabi Bakery Owner · Southeast Michigan

Working with this team has been an amazing experience! They truly do care about giving back to others. Just like they helped me, I know they'll also take care of you. Give them a chance, you won't regret it!

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Yatziry Linares-Lozano Entrepreneur · Southeast Michigan

Working with Mr. Odell Palacio has been phenomenal. He has given me direction and resources to help my business grow as well as tips for establishing professional development.

J
J. Shanell Business Owner · Southeast Michigan
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